Baccarat Online Guide

You don’t have to be James Bond to be successful in baccarat. Baccarat online offers an authentic baccarat experience with live dealers. The action is HD-streamed to your preferred device around the clock. In land-based casinos, high rollers love the baccarat tables. The house edge in Punto Banco is only 1.24%.

Mastering baccarat is easy, and the game suits all types of players. Our casino review experts are experienced players and have played all baccarat variants. When playing online, you will be introduced to innovative versions of punto banco and chemin de fer. User-friendly mobile apps are a must; therefore, we only list casinos with responsive mobile baccarat games.

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How to Play Baccarat Online

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The game of baccarat comes with class and easy rules. It’s played using multiple decks of cards. The decks of cards will be placed conveniently next to the live dealer in a “shoe”. When the round starts, the dealer will deal the cards to the baccarat table player and banker area. When the cards are dealt with, place your bets via the betting interface. 

There are three types of bets in baccarat. Player, Banker, or Tie. The main objective in online baccarat is to get as close to 9 as possible. If you expect the player or the banker to be closest to 9, you should place your chips on that option. Expecting banker and player to have the same hand value? Then it would be best if you made the tie bet.

Play Baccarat On Your Mobile

Online baccarat is available on various devices and playable in multiple formats. Having your Macau-style baccarat in your smartphone is a pretty sweet deal. For an immersive experience, we recommend turning your mobile landscape mode. When in landscape mode, an expanded betting interface will be activated. This enhances the gaming experience tremendously. For a complete online baccarat experience, we recommend Live Lightning Baccarat.

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Some of the leading online casinos today will have a native app that you can download from Apple Store or Google Play. You can access all HD-streamed baccarat variants such as Baccarat Squeeze and high-roller tables from the mobile app. Are you a social player? Via the table’s chat function you can socialize with the dealer and the other players seated.

Different Types of Baccarat

As a classic card game, baccarat has been around for decades. This was first played in Europe, and even the French court joined in the fun where many fortunes were lost and made. This card game has been interpreted in different forms throughout its history, with chemin de fer and Punto Banco as the most popular types. Described below are the most popular variants of the game.

Punto Banco

In this baccarat variant, you play against the bank. The objective is to get 9 points or close to it. What’s interesting about this table game is that it allows for collaboration among the players participating in the game. To play this variant, you first need to learn the basic rules of play in terms of scoring. The King, Queen, Jack, and 10s will assume zero points. The Ace will get a score of 1, and all other cards in the deck will assume their face values. The maximum hand value here is 9. And if the total hand value exceeds that number, only the last digit will be considered. For example, if you get a hand value of 13, your actual value is only 3. In this version of baccarat, you are presented with three different ways to complete that bet:

  • Punto: The payout you can collect is equal to your bet.
  • Banco: The payout is also equal to the bet made unless banco gets a value of 6. bets pay 2:1 if it happens.
  • Equality: Bets are paid 8:1.

Ez Baccarat

This is a fun and easy-to-play version of baccarat that’s also available online. Here, two hands are represented by the Banker and the Player.

The dealer is assigned to deal with 2 cards for each hand. There are also some instances when a third card will be dealt with in this game. Like the other variations of online baccarat, the game’s main objective is to bet on the hand that has a value of 9 or close to it. You will wager on either the Banker or the Player.

If you decide to wager on the Player or the Banker, you can expect even money as your winnings. But if you decide to put the money on a Tie, it will pay out 9:1.

In terms of gameplay, this is similar to the traditional baccarat version available online, except for the absence of a 5% commission when winning on the Banker’s hand. Also, this game is known for its bonus wagers:

  • Dragon 7: This is won if the Banker’s hand win with a 3 card 7 and results to a payout of 40:1.
  • Panda 8: This is won if the Player’s hand win with a 3 card 8 and results to a payout of 25:1.
  • Tie: The payout here is 9.

Mini & Midi Punto Banco

The Mini and Midi Punto Banco are popular versions of baccarat and have minimal changes in the rules and gameplay. The aim of the game is the same – you need to guess who will win. To play this game, simply make a bet by predicting what hand will get close to 9, a Punto or Banco.

The difference from other popular versions of online baccarat India is that the Mini Punto Banco will be presented on a much smaller table, often smaller than the traditional blackjack table. Also, the cards here will be dealt by the croupier and they are taken from a standard shoe.

The Midi Punto Banco will also share the same general rules and conditions with a few more extra conditions. In Midi Punto Banco, the bets you make will be in multiples of the table minimum.

The cards here are dealt face down compared to the Mini version where they are presented face up. And finally, the Midi Punto Banco will allow players to bet on a Tie, and this wager will payout 8:1. If you want to place your money on this wager, put the chips on the spot on the table that says ‘Ties pays 8 to 1’.

Both the Mini and the Midi Punto Banco will feature smaller table minimums, and the maximums are smaller compared to regular live casino baccarat or VIP online baccarat tables.

Baccarat Rules

Just like other table games, there are house rules that every player should be aware of. And one important rule that can be played out during the game is the dealing of the third card.

Now, there are different rules and circumstances when a third card will be dealt with the game:

  • If the player’s hand is 5 or less, then a third card will be given out. This rule also applies to the Banker’s hand.
  • If the hand total is 2, another card will be drawn regardless of the value of the third card of the player.
  • If the hand total is 3, another card will be drawn unless the player’s third card is an 8.
  • If one hand shows a 4, another card will be drawn unless the player’s third card is 0, 1, 8 or 9.
  • If the Banker shows a 5, a card will be drawn if the player’s third card is a value anywhere from 4 to 7.
  • If the Banker shows a 6, a third card will be drawn provided that the third card of the Player is a 6 or 7.
  • But if the Banker’s total is 7, he is expected to stand based on the rules of online blackjack.

Aside from this third card rule, live baccarat is also known for other rules and conditions. And as a responsible player, you should know these by heart before joining a real money game.

As a popular card game, baccarat’s main objective is to predict whether the player’s hand or the banker’s hand will get close to the magic number of 9. In short, it’s all about counting the value of each card.

In this popular card game, the 10-value cards will be counted as 0 while the Aces will value 1. Picture cards that include your Kings and Queens will also have a zero. If the hand’s total is over 10, then the left-hand digit is dropped to come up with the hand value.

For example, a hand value of 17 will become an 8 since the ‘1’ will be dropped. In online baccarat India, the hands with the value of 9 and 8 are considered ‘naturals’. If the Banker or the Player’s hand has a natural 8 or 9 and the opposing hand features a lower value, then the natural wins. If both the Player and the Banker will show the same hand value, there is a tie or a standoff. If this is the case, then no one wins the round.

Compared to other games, you will not be assigned cards that you can control and play with. Your main participation in online baccarat is to predict which hand will win or which hand will have a value of 9 or close to it.

The rules of the game also call for a side bet. This is an optional wager. You are given the option to place a wager on the Player Pair, the Perfect Pair, Banker Pair, Either Pair or Big and Small.

If both the banker and the Player get a pair for the first two cards assigned, the Banker Pair and Player Pair side bets will win. The Either Pair side bet will win if the first two cards on either the banker or player make a pair. These side bets can make a simple baccarat game more exciting for the enthusiast looking for massive wins on the table.

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